Boundary Line Survey and Flood Zone Overlaps Explained

Aerial view of suburban backyards showing a boundary line survey with a corner of the property overlapping a shaded flood zone

Buying property can feel exciting until a surprise shows up in the paperwork. Many homeowners learn this lesson the hard way when a lender says, “Your lot touches a FEMA flood zone. You need flood insurance.” Even if it’s just a corner of the land, that one detail can throw off budgets and delay closings. […]